Sr. Credit Analyst

Company: Jm&a Group
Location: Deerfield Beach
Posted on: May 14, 2022

Job Description:

Overview:JM&A Group, a leader in the F&I industry for more than 40 years, serves more than 3,800 automotive dealerships nationwide. Comprised of Jim Moran & Associates, Inc. (JM&A), Fidelity Warranty Services, Inc. (FWS), Fidelity Insurance Agency, and Courtesy Insurance Company, it provides a variety of products and services such as F&I training and consulting, vehicle protection plans, used vehicle certification programs, prepaid maintenance plans and GAP programs. Additionally, the company has nearly 750 associates, including a dedicated sales force of 300+ associates who support process implementation for dealer operations and digital sales strategies. For more information about JM&A Groups products and services, contact us at 1-800-553-7146 or visit us online at www.jmagroup.com.
JM&A Group is a division of JM Family Enterprises, Inc., a privately held company with $16 billion in revenue and more than 4,500 associates, which is headquartered in Deerfield Beach, Florida. JM Family has earned various awards for its culture, products and services, including 23 consecutive years on Fortunes 100 Best Companies to Work For list.Job Description:As a member of the Financial Planning & Analysis Team, the Credit Analyst will be responsible for the management of JM&As Lending Program through evaluating Loan/Advance requests via thorough analysis of income statements, balance sheets, and other documents and examine the backgrounds of the Principals involved in the request to minimize the risk of fraud or loss to the corporation. This position will refer and make recommendations to management through analyzing sales forecasts, repayment ability, collateral positions, and complex credit situations, while ensuring compliance with all applicable laws and regulations in the credit approval process. The Analyst will also be responsible for maintaining the Loan/Advance Reporting Package and distributing out to Stakeholders key metrics/analytics and up to date pipeline status. Additional responsibilities will include Ad Hoc Financial Analysis related to JM&As business including, but not limited to Cost Efficiency, Relationship Profitability, Sales Performance, and Value Creation.Job Responsibilities

• Evaluating Customer Loan/Advance requests and present a clear and concise analysis and recommendation to Senior Management
• Collaborating cross-departmental to obtain all required information and documentation relevant to Loan/Advance requests
• Providing up to date tracking, reporting, and analytics to key stakeholders with a focus on close communication with the JM&A Field Sales Organization
• Assembling the Annual Executive Management Presentation which includes a detailed overview, analysis, and key insights of JM&As Lending Portfolio
• Supporting various business initiatives focused around Cost Efficiency and JM&As Relationship Profitability
• Putting together Ad Hoc Financial Analysis on a variety of key business metrics and initiatives by utilizing Financial Modeling concepts#LI-ME1Job Requirements:
  • BA/BS in Accounting or Finance. MBA a plus
  • 5-7 years Credit Analysis and Financial Analysis experience (Minimum 3 years of Credit Analysis)
  • Strong Financial Statement Analysis background
  • Proficiency in the Microsoft Suite of Products (Specifically Excel, Word, Powerpoint. Power BI a plus)
  • Strong analytical and problem-solving abilities
  • Excellent verbal and written communication skills and presentation skillsby Jobble

Keywords: Jm&a Group, Deerfield Beach , Sr. Credit Analyst, Professions , Deerfield Beach, Florida